Sunday, January 22, 2012

ACCESSORIZE BUDGET-WISE – HOW TO AVOID OVERSPENDING WHILE SHOPPING FOR ACCESSORIES

Ever find yourself in debt after accessory shopping? 

Don't worry. It happens to every girlie girl. You start a shopping trip with one bracelet in mind, but become overzealous at the stores, and try on every piece of jewelry you see. Before you know it, you have just recovered the U.S. economy by walking out with the entire store.

Unwise as it may seem in hindsight, buying all those pretty things felt so good at the time.


If you are just now cringing at your credit card bill, and vowing to never overspend again, there is hope. Just know that it takes an awful amount of discipline, so good luck girlies!


Trying on a stack of bangles during a recent accessories trip.



Shop in one place

On any given shopping trip, you are surrounded by temptations. Take the local mall, for example, every other store has some type of accessory staring at you in the face. 

To avoid buying too much of the same thing, stick with one store. Get what you need from that place and stop right there.


Create a shopping list

Ever wonder why some people are anal about having a grocery list? It helps them save.

Prior to going shopping, create a "must" list and a "lust" list. Find things on your "must" list first. If you still have money left, then move on to the "lust" list. However, if you have exceeded your budget, then re-prioritize.


Stick to your budget

This one is a no-brainer, yet it is so hard to accomplish. But do try to stick to your budget.

Forever21 - always trendy, always full of choices.

I looked utterly happy.


Shop cheap for trendy items


Feather in your hair? Neon clutches? Anything that looks like a trend will eventually go away. So why spend a fortune on them?


My neighbor K, who happens to be a fashion stylist, suggested going to stores like Forever 21 for trendy accessories. Not only will you get this season's hottest stuff, you also stretch your dollar.

Always try stuff on before committing to a purchase.



How do you avoid overspending on accessories?



81 comments:

  1. great advice! forever 21 is often my choice store for accessories, also!

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  2. Great advice, I think we all fall into this trap at some point or another!

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  3. I use the same tips as you, and I agree on shopping at forever21 for trends. There is no use wasting a lot of cash on something that will only be in season for a bit and then never wear it again. But I love accessory shopping!!!! I can't help but over spend X-D
    www.mayrabarragan90.blogspot.com

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  4. I just bought some gorgeous accessories today at a flea market! I try to hit up thrift/consignment shops. I try to buy items that are on sale, I hate paying full price. Old Navy as a very cool selection of accessories and I use my coupons with them!

    http://nyorkeratheart.blogspot.com

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  5. I'm actually not big on accessories, but I'm trying to be. I see how much it actually changes an outfit. I recently went to Forever 21 and almost bought every piece of jewelry I picked up. Luckily, my boyfriend was there to choose what I should and shouldn't buy. So I guess he's how I stop from overspending. :P

    casual-beauty.blogspot.com

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  6. thanks for these great tips! it's so easy to over spend w accessories bc they're just small things, i often just grab them w/o thinking how much everything will add up. esp at F21 since it's all so cheap!

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  7. love it!


    www.aroundlucia.com
    www.aroundlucia.com

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  8. OH! this post is definitely what i need! LOL

    i remember going to an accessories store to buy gifts last xmas... i ended up buying more for myself than for those i intended... and also, i ended up over my budget... it's so tempting since everything looks nice!

    i also think that we should buy accessories that are not just on-the-season but those which will last long, and will look good on most of your clothes... i bought this one necklace just because it looks cute but when i went home, i could not find a single piece from my closet which will fit it... i have never used it until now... i just wasted money..

    www.niqueinit.blogspot.com
    NIQUE

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  9. awesome tips!
    i'm baaaad for shopping, but for the past few months i've actually been SUPER good!! saving money in the bank brings me more job then sometimes!

    hugs, xo
    *Barbie-Bombshell*.blogspot.com

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  10. Great tips! I think places like F21 are great for accessories. :-)SarahD

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  11. 'Must' vs. 'Lust' lists - best idea ever! Totally trying it out next time. Shopping is totally my best friend and worst enemy at the same time, sigh, thanks for the much needed advice x!

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  12. Great tips, but I don´t know if I could resist. ha,ha Have a lovely week <3<3

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  13. Nice tips...I must make a list next time I go shopping! xoxo

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  14. thnks for d tips... ll stick to it nxt tym m shoppin

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  15. love this! great tips!! i have a moleskine book that i carry with me everywhere that i keep things that are currently on my 'wishlist' and i TRY heh.. operative word is try not to deviate from the list!!

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  16. Great tips!
    hugs from New York,
    xx
    Ask Erena
    http://askerena.blogspot.com/
    http://exoticaccessoriesboutiqueshop.blogspot.com/
    P.S. See what is new in my shop.

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  17. This is such a great post! I am just now really getting into accessories and I was actually fortunate enough to have pretty much all of then donated to me. I have always bought earrings, but not too much else unless it was like real gold rings or necklaces! I totally agree with shopping at places where you pay less as trends do change all of the time so why spend a fortune? I love the line about recovering the U.S. economy! Too funny! :)

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  18. love this post!! i don't spend enough on accessories actually haha!

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  19. beautiful and great blog! I love your way to write!

    look at my fashion blog--> www.styleandtrouble.com

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  20. Thanks for the advice! I am terrible at shopping for accessories. I get distracted and end up buying really cute pieces that I don't need and don't end up getting what I went in there for. I definitely need to make a list!

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  21. great tips - i actually just cleaned out my jewellery and realise i buy WAY too may things that I don't actually wear that often! will be following your tips in future! :)

    www.phoandchips.com

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  22. Aaaaaargh, you make me feel baaad!

    I'm frugal at other things, and have a grocery shopping list, BUT such a crazy shopper when it comes to accesories. However, perhaps because I'm still single and only spend mostly on my own, I tend to regret what I did NOT buy then what i DID buy, hahaha!

    I guess that would change once I have a family. Well, at least I hope so!

    Visit me:
    LeeAnne, Style N Season
    http://stylenseason.blogspot.com

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  23. This is awesome advice. I totally have that issue. I go shopping with a few items in mind and leave with a boatload of things I didn't need. I typically try to write out a list. I feel that if i actually cross items of the list, I stick to it more than I would if I just tried to remember what it is I needed! Awesome post!
    -Ellie

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  24. Same tips as you!! Hope you got some fun new accessories!!

    Jayme & Mendi @ Her Late Night Cravings

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  25. omg i just came across this blog & i love how informative it is. finally there's someone actually WRITING.
    following you!!
    xxx
    http://pulcinellata.blogspot.com/

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  26. Thank you for posting! I adore Forever 21! Your outfit is so cute here! Love it!

    https://stilettosandjuadevivre.blogspot.com

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  27. I love forever 21 stuff! They always have the best deals!!

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  28. :D. i'm kind of sucker for cute accessories, but overtime, when i think that i'm too old to wear them i just don't buy it hehe.

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  29. forever 21 is great for accessories !
    i also love the topshop sale :)

    http://meggturner.blogspot.com/

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  30. This is funny, well, and very true! I do the same thing- I shop at Forever21 and thrift stores :)
    Great tips, thank you so much!
    Have a beautiful day!
    Good luck!

    skinnymoonstick.blogspot.com

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  31. I just raid my sister's jewelry box. ;) Ha, just kidding. Um, kinda. lol

    I pretty much use the same tactics as you!

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  32. great post! Totally agree that it's super easy to overspend on accessories.

    The only thing about cheap jewelry is that I've had one too many things break on me after one a few wears or it turns my skin green so have been laying off the cheap jewelry and just saving to buy nicer things that will last longer (and also why I created my own jewelry line!) but I do agree for something super trendy that F21 is the best way to go.

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  33. Great and simple inspiration! http://paquetevistasbien.blogspot.com

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  34. For accessories I also shop at places like forever 21 and Charlotte Russe. They have great pieces that are super inexpensive!

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  35. I avoid overspending on accessories by not taking my sister with me she has a habit of selling me on things that I don't need and well I do the same to her haha

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  36. you're too cute! great advice.

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  37. I definitely go to F21 to buy trendier accessories for cheap! then I don't feel bad when styles change.

    ♥ laura
    the blog of worldly delights

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  38. Forever 21 is the best for accessories and cheap clothes :) love love love.

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  39. hi,

    I started a new blog. Its called "Same Same But Different". I would like to share with you my view on fashion, art and other amazing things. I hope you will enjoy the posts of my outfits, fashion and things which are a part of my life. I am happy about every comment or message. And please dont hasitate to criticize or to leave a helpful suggestion. (and i know i really need to learn how to use my camera)

    -> http://www.ssbdk.blogspot.com/

    Hope to read from you soon,

    best wishes
    Kamila
    ps. i need to learn how not to spend all my money on cloths shoes and accessoires first, and then i promise i will tell u :p

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  40. Forever 21 is amazing and so affordable! I like to buy one statement piece or lots of little things :)

    victoriasprocrastinationproject.blogspot.com

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  41. I have enough accessories to last a lifetime.I don't really need anymore but I can't help myself.Whenever I'm cleaning my room I'm reminded of the fact I could open up a store with the crazy amount of accessories I have but still I keep buying more. I really think I need to go to rehab for shopping so much. haha:D

    I agree with your neighbor- Forever 21 has the best trendy accessories around.All their items are so cute,girly and gorgeous especially their long necklaces.

    Great tips by the way :D

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  42. I used to do this a lot at H&M when I was at university. Before I knew it I had spent £20! This is really a great post... nowadays a generally do most of my shopping online and check out baskets are amazing for limiting the 'buyers remorse'!

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  43. great tips! i love getting my accessories from F21 because they are so cheap and you can mix and match. you have a great blog! <3

    toni

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  44. God I have to follow your advice really !!!!!! Make a list... is on my to do´s list now

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  45. I completely agree! F21 is the best place for trends. Great post!

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  46. I try to only go for the accessories I know that I'm going to wear! I also just have to comment I love your boots :)




    www.heatherhoneyblog.blogspot.com

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  47. Forever 21 is AMAZING for cheap accessories. I also hit up the clearance racks at Target, Old Navy and Kohls whenever I'm in there, just to see what's there. I've found amazing pieces for under $5!

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  48. I love this post! So true! Great advice :) xo

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  49. i love forever 21! ebay is also great for vintage pieces! ;-) tara

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  50. great advice! I love your idea on the lust and need list! gotta do that nect time I go shopping!

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  51. so very very true on the trend thing--if anything looks vaguely kitschy, i don't fork over more than $20.

    leather satchels, however, are a totally different matter!

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  52. I always find accessories tough to shop for... I tend to get an idea of what I want in mind and end up searching world for it (although it may not exist.) If and when I find it, I'm so tired of searching that I will spend a fortune if neccessary.

    In order to curb that habit, I've starting hunting eBay for lower priced versions of the things I'm lusting after. It's saved me at least $40 already, the only problem is waiting while things are shipped... Not as much instant gratification, but c'est la vie :)

    xox,
    Cee

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  53. Forever 21 is my new accessories store. It's fashionable and affordable.. cant go wrong there.

    Anyway, great advice

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  54. i love forever21 accessories :)
    veronika
    www.livinginwinterpeg.blogspot.com

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  55. Great tips here! I've bought a lot of jewelry at F21. My new plan is to buy jewelry less often, but of higher quality and that's not too trendy. I've been loving big bold colorful piece lately!

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  56. I always have to stop myself from purchasing too many "trendy" pieces...always better to invest in some classics!

    xo, tasha
    twenty-something blog
    follow me

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  57. I'm trying to build up my accessory repertoire. I like F21 and Charlotte Russe for cheap trendy jewelry and save up for pieces that I would expect to last through many seasons. I love Kate Spade's floral bib necklaces and eBay has a ton for a discounted price, so that is how I save as well!

    Kim
    www.aprettythought.com

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  58. Great post! :) I love your little points! I love Forever 21 for cheap accessories. I never spend more than what I need for trendy things :D

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  59. i totally do all my "thrifty" shopping at F21!! i try to stick to just one store, too, or only buy stuff on sale if it is a trendy item.

    [oomph.]

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  60. Cool post! I'm a blogger too, it would be nice if you could stop by my blog sometime :) :)

    www.raindropsofsapphire.com

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  61. I really agree with this! After wanting a lot of pearl necklaces at forever, I plopped down money for a quality one. I love it!

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  62. Nice post. :)
    http://lifewidmorbid.blogspot.com/

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  63. Forever 21 is the best place for affordable jewelry!


    XOXOJOANNIE
    ANURBAN-EXPLORER.BLOGSPOT.COM

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  64. wow i love your green leopard sweater that is fabulous girl!


    My blog: Boho Vanity

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  65. i just go to f21. always cheap and fab jewellery!

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  66. You're so beautiful and stylish! I'm glad I found your blog!

    Somehow I never overspend on accessories, but I definitely do on clothing

    XoXo
    Plami

    http://www.fashionthrill.com/

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  67. I agree, those of us who love fashion love accessories. They're like the icing on the cake. F21 has so much to choose from! But I avoid overspending by having Gina send me her new creations from LBD. Lucky to have a sister as a jewelry designer. Thanks again for doing a LOTD! XO

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  68. love forever 21 you can get such cute stuff there but at good prices!
    great tips also! use them next time i go shopping!
    http://6oclockinspiration.blogspot.com/

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  69. i really love your blog so cute!
    i love your tips also!
    http://6oclockinspiration.blogspot.com/

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  70. I just went to Forever 21 yesterday and found myself in this dilemma! I was holding about 6 different necklaces, but all I did was stop at one of the tables and did the elimination game. I narrowed it down to 3!

    -Lisa
    Thelovelymemoir.blogspot.com

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  71. Wonderful advice!!! I also prefer F21 for trendier purchases. I also like copying pricier items with a good DIY project.

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  72. Awesome tips. I loathe shopping for accessories since I am extremely picky and feel like it's a waste of money. It's so easy to buy one thing and then the floodgates open and I want to buy 15 more!! Hopefully your tips will stick with me.

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  73. Great tips! I never spend a lot on jewelry. I'd rather have less expensive and more unique jewelry to complement my outfits.
    xo
    Missy
    http://www.popofstyle.com

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  74. Your blog is so well organized and informative!I'm definitely following!If you have a chance I'd love for you to check out my blog!Thanks for your time!

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  75. I definitely need to go accessory shopping soon! And now I have a handy how too guide ;)

    xo Jennifer

    http://seekingstyleblog.wordpress.com

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  76. I definitely overspend on accessories but I have slowed down my spending this year. I typically buy from Forever 21 for trendy pieces but for classic pieces, I spend a little more.

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  77. I follow the same tips, but I've never had an issue of overspending on accessories because I rarely buy them, haha. Nevertheless, another rule I follow is asking myself, "Will this accessory go with many of my clothing pieces?" If not, then it's a no. Ah, another rule I use is the like it or love it: If I don't love the piece, then I don't buy it. I've saved a bundle I'm sure with this rule for accessories, clothing and shoes. Why spend money on something that is only: "Yeah, I like it."

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  78. Great tip! Another place I like to find inexpensive stuff is Etsy, H&M, and Ebay! But Forever21 is definitely the easiest! -Jessica

    THEJESSICALBLOG.COM

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